Amazon Deal: LOST Blu-ray Box Sets
Until July 16, 2009, Amazon has a deal going where you can get 30% off boxed sets of LOST on Blu-ray. I know that LOST can be highly addicting and if you happen to already have a Blu-ray player (or a PS3), you might want to check it out. Heres the link.
There are also some free MP3’s for jazz and heavy metal.
PS - We did not fall off the face of the planet, just have quite a bit up in the air right now :)
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Things that Make You Go Hmmm
A penny saved is a government oversight.
Birds of a feather flock together and crap on your car.
The older you get, the tougher it is to lose weight, because by then your body and your fat have gotten to be really good friends.
The easiest way to find something lost around the house is to buy a replacement.
Did you ever notice: The Roman Numerals for forty (40) are ” XL.”
If you think there is good in everybody, you haven’t met everybody.
If you can smile when things go wrong, you have someone in mind to blame.
The sole purpose of a child’s middle name is so he can tell when he’s really in trouble.
Did you ever notice: When you put the 2 words “The” and “IRS” together it spells “Theirs.”
The older we get, the fewer things seem worth waiting in line for.
When you are dissatisfied and would like to go back to youth, think of Algebra.
You know you are getting old when everything either dries up, or leaks.
First you forget names, then you forget faces. Then you forget to pull up your zipper. It’s worse when you forget to pull it down.
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Frugality Hype Can Overshadow Meaningful Financial Discussions
I find it amazing that many of us go to bed earlier than we want, get up way earlier than we want, travel further than we would on a day off, all to get to get to some place we would generally choose not to be—work. We then spend the majority of our waking day furthering an economic interest that is far greater than ours, all so that we can provide for our families and ourselves. Then, interestingly, the extraordinary effort that goes into making every single dollar we earn is quickly forgotten when it comes to spending and planning for our futures. We easily get caught up in the recent craze of frugal living tactics like changing to energy efficient light bulbs, bringing our lunch to work, and making coffee at home. However, there is little glamour surrounding such issues as proper portfolio allocation, avoiding non-tax efficient debt, and proper emergency fund size. In my opinion, these are the issues that deserve more attention because their implications tally hundreds of thousands of dollars over a lifetime—a far cry from savings attributed to proper air tire pressure and it’s relation to gas mileage.
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How to Watch Live Sports and TV Online For Free
My guess is many of you will find this post trying to find a way to watch your favorite sports team while at work. Believe it or not, there are a few sites out there that allow you to watch not only sports, but live TV for free. I wouldn’t ditch your cable just yet as the quality is far worse than your current TV displays; however, most of the streams are very watchable. Although most of the sites are littered with online advertisements, which enable them to be free, the following are all pages that allow free online live TV and sports viewing .
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How I Invest
Ben and I receive a lot of emails asking about our investments and what we recommend others invest in. Because I’m not an investment adviser, you can take my investing experiences with a grain of salt. However, I have spent a great deal of time researching and I’m confident in my cautions, yet consistent approach. For me, it’s not a game of picking winners or losers or risking money on hunches, rather, it’s playing the indexes and keeping individual stock purchases to a minimum.
I have stressed before the value of investing directly into an index, an idea that has been tested as of late. Buying into an index simply means your fund tracks the S&P 500 or Dow Jones Industrial Average, as two examples. When you purchase a fund that tracks an index like this, you are essentially buying a little bit of each stock representing the index, not literally, but it’s a good way to picture it. In my opinion, the main advantage of buying directly into an index like this is that you’re guaranteed, year after year, to get returns equally matching the index. You won’t see returns above or below the index, which is what many investors dislike about this boring approach. However, it’s nearly impossible to find a mutual fund that can consistently beat the index year after year, let alone find a mutual fund that can even match an index over its lifetime.
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What the What? House Passes Bill to Give You Money For Your Gas Guzzler
The U.S. House of Representatives has passed a bill designed to put money into consumers’ pockets by offering a credit of up to $4,500 to trade in their gas guzzling cars to purchase new gas efficient vehicles. Let me rephrase that, the U.S. House of Representatives has passed a $4 billion automotive bailout bill hidden behind a measly tax credit that will end up costing consumers money and ultimately raise the price of used vehicles. I actually read the entire bill (only 22 pages) today, which I’m sure would put me in the minority among the Congressmen that voted in favor of it yesterday. This post is designed for the U.S. Senate, where the bills fate rests. Senators, let me break down H.R. 2751, the “Consumer Assistance to Recycle and Save Act” for you…
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DIY: How to Make Your Computer Run Faster for Free
Many new computers are purchased every year by people who simply do not need them. Frankly, for what the average computer user does on his/her computer (email, surf the internet, documents, etc.) they really don’t need a lot of firepower. However, as time goes by, most computers get clogged with unnecessary software, spyware, and viruses. This is generally the time most people get frustrated with their slow computers and start shopping around for a new one. STOP right there, and take the following steps, which might drastically improve the performance of you computer and at no cost to you!
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Review: Magento Beginner’s Guide
Over the past year or so, writing for Milk Your Money has led me on an impressive journey through the wide spectrum of topics surrounding personal finance, the economy and money in general. I have met some awesome people and have learned much more than I would have previously imagined. This path has led in several directions, sometimes in several at once. One of the methods that proves itself over and over in some shape or form is the idea of taking control for yourself and making money on your own terms. We can break this down even further and apply a digital twist. Meet Magento, the open source ecommerce system written primarily in PHP. Where is the best place to start? At the beginning of course! William Rice has recently (as of March 2009) written a guide that takes a beginner through the initial process of setting up and operating an online store. He doesn’t suggest that you are going to put Amazon out of business, but if you are committed and dedicate the time and resources you will be able to sell with some level of success.
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DIY: How to Add Refrigerant to a Homes Heat Pump
To follow up on a recent post describing how to recharge your car’s air conditioner, I’d like to take the issue further and describe the process of charging your home’s air conditioner. Specifically, if you have a heat pump unit, which is one unit that does both your homes heating and cooling. If you Google the issue of adding refrigerant to your homes heat pump, all you will get is message boards of everyday people asking how to do it, and certified “professionals” saying it’s a job only for them to handle and you will likely blow up your unit just by looking at it wrong. The reality is that although heat pumps are slightly complex, the only reason “normal” people are banned/afraid of working on them is because the refrigerant used (usually R-22 in older units) requires a certification to either purchase, install, or take out of a unit. Now, there is a product on the market that emulates the same refrigerants your homes air conditioner requires, but is environmentally friendly and does NOT require a license. So here is my quick tutorial on how to add a charge to your homes heating and cooling unit.
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An Example in Self Discipline
I wanted to share this video because I feel as though it makes an excellent case with respect to how people can rein in the desire to spend recklessly. It’s a very easy thing to do to purchase something in order to feel gratification and this video does a wonderful job in describing and exploring it.
In this short talk from TED U, Joachim de Posada shares a landmark experiment on delayed gratification — and how it can predict future success. With priceless video of kids trying their hardest not to eat the marshmallow.
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Ridiculous College Tuition Costs is our Next Mortgage Meltdown
Have you ever heard of a college announcing that its tuition cost will be declining? It’s possible, but I doubt it happens. The price to attend college continues to go up year after year, almost as if college tuition prices run in a completely independent financial line that completely ignores the financial realities of our markets and lives. Many small and unheard of private universities now charge close to what Ivy League schools do and they have no problem attracting students. How can an unheard of school in the middle of nowhere charge close to $40,000/year and not be the most expensive school in its area? Why would students even consider spending that kind of money a four year degree that is worth the same as a state school, but at a significant discount?
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DIY: How to Recharge Your Cars Air Conditioner
Many of us holding on to older cars, or the few that are unlucky with newer vehicles, find ourselves needing yearly Freon shots to get through the hot summers. Mechanics prices vary greatly when servicing your air conditioner, but it’s not unheard of to pay $100-250 for an a/c charge. The cost to do this simple procedure yourself is around $25. Please don’t let anything scare you about charging your car’s a/c yourself, it’s really quite simple. Anyone can accomplish this cost and comfort saving task, hopefully the following steps will guide you through the process.
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Options for Unemployed Graduates with Student Loan Debt
The rising unemployment in the U.S. is a grim reminder that those of us with jobs should stop complaining and start being thankful. Unfortunately, one of the real classes of people who are being undeservedly punished by our economic struggles are college graduates. With unemployment climbing, college grads are finding themselves trying to beat out job applicants with a bigger work histories under their belt. Without a solid job, graduates are finding it difficult to make their student loan payments that become due upon receiving a diploma. What are their options?
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Free iPhone Apps That Could Save You Money
A global craze we are seeing now is the iTunes App Store, where we saw that they latest news was the 1 billionth app sold/downloaded. That is a ton…Surely within all that there are some tools to save you money, right? If you have an iPhone (and we aren’t saying go get one necessarily) but take a look.
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How I Save on Tools
I’m the type of guy who enjoys doing projects on the weekends. In fact, just last weekend we installed a new ceiling fan in our bedroom. The job should have been an easy one, but of course, they rarely are. There was no previous fan or light, so we had to run electrical cable and create a switch (required a few small holes in the wall). After cutting the hole in the ceiling to hang the fan, I discovered our condo has aluminum studs, which meant I couldn’t hang the heavy fan directly from the aluminum, unless I wanted our ceiling to fall through. So I then had to cut a hole in our ceiling the length of two studs and hang a 2×4 between the studs. From here I could hang the fan from the 2×4 so the weight of the fan went across two studs rather than one. Finally, I then had to cut sheetrock to cover my whole, tape, mud, and paint. The reason I tell you all of this is because what should have been a simple job requiring only a few tools, ended up being a entire weekend ordeal that took multiple job specific tools. Constantly running back and forth to the store to buy needed tools can be extremely costly. Fortunately, I have collected an assortment of tools over the years to do these random jobs, but I rarely buy them at the Lowes, Menards, or Home Depot. Why? Because they cost way too much!
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