http://milkyourmoney.com/2008/02/29/what-funds-should-i-pick-in-my-employee-sponsored-retirement-plan/ Got Money? Milk the most from it... Wed, 08 Feb 2012 07:36:18 -0500 http://wordpress.org/?v=2.8.6 hourly 1 http://milkyourmoney.com/2008/02/29/what-funds-should-i-pick-in-my-employee-sponsored-retirement-plan/comment-page-1/#comment-2375 How I Invest | Milk Your Money Fri, 12 Jun 2009 15:51:56 +0000 http://milkyourmoney.com/2008/02/29/what-funds-should-i-pick-in-my-employee-sponsored-retirement-plan/#comment-2375 [...] I like the S&P 500 index, and thus, most of our retirement money is invested in it.  I invest in the index in two different ways; the first is through an employer sponsored retirement match program.  Typically, most retirement funds will offer at least one index fund.  The second way is by buying an ETF of the index in my  Roth IRA account.  Another advantage to these indexes is because they simply track an index, the day-to-day management of the funds is minimal, which means the fees associated with owning them are very low versus  a mutual fund for example.  This is significant because just a 1% yearly fee on a retirement account can reduce the earnings by 17% over a twenty year period (read more about the impact fees have on mutual and index funds here.) [...] [...] I like the S&P 500 index, and thus, most of our retirement money is invested in it.  I invest in the index in two different ways; the first is through an employer sponsored retirement match program.  Typically, most retirement funds will offer at least one index fund.  The second way is by buying an ETF of the index in my  Roth IRA account.  Another advantage to these indexes is because they simply track an index, the day-to-day management of the funds is minimal, which means the fees associated with owning them are very low versus  a mutual fund for example.  This is significant because just a 1% yearly fee on a retirement account can reduce the earnings by 17% over a twenty year period (read more about the impact fees have on mutual and index funds here.) [...]

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