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Monthly Round Up for February

Posted by Ben
March 3, 2008

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Every month we will gather up some of our most well received posts and quotes, in case they were missed as well as to give some financial highlights to consider for the month ahead.  We will also discuss some of our sites traffic activity.

Milk Your Money - February 2008We had quite a successful first month!  We had well over 3,550 visitors this month and our subscriber level has more than exceeded our expectations.  We would like to thank everyone that contributed and encourage all our current readers to pass the word along. 

As a reminder, we do our best to post daily (before noon) and we encourage our readers to submit any financial questions that they would like discussed.  You can ask us just about anything financially related and we will research and let you know the ins-and-outs, with the goal of milking the most from your money!  Here is a quick list of some of the best articles:

2/20/2008 Five Things to Buy New and Five Things to Buy Used
“We have recommended five items that you may be better off buying used and five where buying used is not worth it.”

2/19/2008 Wachovia’s “Way2Save” and Bank of America’s “Keep the Change” Saving Programs
“As this troubling trend of insufficient savings continues, banks have created new ways to encourage saving, but should you enroll?”

2/29/2008 The Impact Fees Have on Mutual and Index Funds
“Consider this; a 1% fee charged on your retirement fund can reduce earnings by 17% over twenty years.” 

2/27/2008 Participate in your Employers 401(k) Match Program
“If you participate in your employer match program for 30 years, earning an average of 8% a year on your investments and make $50,000/annually with 6% match you would accumulate $496,289 over the 30 years. Only $60,000 of the $496,289 is actually coming from your check, the rest is employer matched and interest.” 

2/21/2008 My Credit Card Interest Rate Raised for No Reason
“Nearly half of the people who call into their (credit card) company asking for a reduced rate are successful.” 

2/14/2008 Take Your Lunch to Work 
“This simple decision if turned into a habit has the potential to save you $11/day (cost of a haircut) $55/week (cost to take your wife to dinner) $220/month (cost of your electricity bill) or $2,640/year (down payment on a car)” 

2/13/2008 Milk Your Economic Stimulus Rebates
“2,000 (the average rebate) invested today growing at 8% annually would give you $21,871.46 in 30 years.” 

3/12/2008 Auto-Milking
“The absolute best way to save money in the long run is to not have a car payment” 

3/11/2008 Creating a Budget
“But remember, you work an estimated 160 hours a week to earn your money, you owe it to yourself to spend a few minutes to determine how best to spend it!”


Related articles you might be interested in:
Archives
Monthly Round Up for March
Auction Rate Securities (ARS)– Where is My Money?
A Tipping Point to be Free From Broke
Wachovia’s “Way2Save” and Bank of America’s “Keep the Change” Saving Programs

Banking, Budgeting, Credit Cards, Fees, Gas, General, Getting Started, Lunch, Rate Cuts, Rebates, Saving, Scams



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