Spending Money During the WorkWeek
I’m always amazed at the amount of money people manage to spend during their busy workweeks. In fact, many of us have to actually go out of our way in order to purchase something on Monday-Friday. I know that what I’m going to say is unrealistic for some, but it’s rare for my wife and I to spend any money during the work week. Really, there isn’t a reason to.
Prepare for the Week. The less you have to run to the grocery store and Target, the less you will likely spend. Prepare for you week to ensure that you will have everything you need to get you to the next weekend. Buying groceries is one of the key’s to spending less during the workweek. It’s easy to think, oh I’ll just grab a sandwich at lunch tomorrow and get groceries after work on Monday. This then turns into, I’ll just grab a bagel and coffee for breakfast then grab a quick lunch and get groceries after work on Tuesday. It’s a vicious but easy cycle to find yourself in and the amount of money wasted on overpriced and unhealthy food is astounding. Eating out a few times can really rival your entire weekly food expenses.
You Probably Don’t Need it. Whatever is you find yourself running to the mall to get after work, you probably don’t need it. The same goes for e-shopping at work on a slow day, we all like to look, but it can lead to premature purchases. Not to mention, its very easy to get sucked into additional unintended buys online, with qualifying free shipping type deals. You worked a long day, go home and enjoy yourself, everything you could want is likely already there waiting for you.
I realize you have to spend money, but I think you would be surprised how often you can sidestep it. Like I said at the beginning, it’s very rare for my wife and I to have a charge on our account during the workweek. We have our food for the week, including breakfast and lunch at work and we don’t feel like venturing out into the retail world after work. Of course, spending money only on the weekends isn’t any better than on the weekdays, but the point really is the more prepared you are and the less you have to “go shopping,” the less your bound end up buying. And for us, the less we spend and the more we save, the easier it becomes to control spending urges. $
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