Budgeting
Should We Worry About Inflation?
Today, the Washington Post reported that, “prices have risen 9.2 percent since 2006 for the groceries, gasoline, health care and other basics that a middle-income American family has little choice but to consume.” Usually I would be happy with a 9.2% raise, but apparently, Americans need this just to keep pace with purchasing everyday essentials. [...]
Why Living Paycheck to Paycheck is a Good Thing
You’ve heard the story – living paycheck-to-paycheck is bad thing that only prevents you from getting ahead. I beg to differ; paycheck-to-paycheck living in many ways, is a good thing that can encourage proper budgeting, saving and conservative spending. Let’s be realistic, the majority of us do anticipate and need our next paycheck to make [...]
Five Common Money Mistakes to Avoid
Anyone reading this article is probably already ahead of the financial game. Just by showing an interest and initiative tells us that you put more thought into your financial decisions compared to your peers. However, are you making money mistakes without realizing it? We are willing to be that many of you are guilty of one [...]
The Power of Sweat Equity
Take a moment at the end of this article to watch the following video…it will be worth it.
As a general rule, when it comes to your own house, the notion of working on it seems a bit of a chore and we just seem to say, “Oh I will get to that next weekend”, or [...]
Analysis of “The 11 Principles” by Money Crashers
MoneyCrashers.com has an article a list about a few principles regarding money and we would like to address them. Over all, its a great list. Feel free to comment!
1. Always spend less than you make.
Naturally, this is in first place as it keeps the saver moving in the right direction, regardless of how fast or [...]
What Would You Do With $1 Million Dollars?
This topic is not really in line with saving day to day or financial managment, but since its Friday, we thought we would have a little bit of fun. Shown below, is a couple that won $270 million dollars and looked as though it was an inconvenience. Very entertaining to watch to say the least. [...]
Advantages to Eating With Your Parents
We are currently in the process of developing a response to the many heated comments we have received regarding an earlier post on dog food and laundry and cleaning supplies and things of that nature but in the mean time I wanted to stress the importance of eating with your parents on a regular basis.
Before [...]
Monthly Round Up for February
Every month we will gather up some of our most well received posts and quotes, in case they were missed as well as to give some financial highlights to consider for the month ahead. We will also discuss some of our sites traffic activity.
We had quite a successful first month! We had well over 3,550 visitors this [...]
Importance of Reading Reviews Before Purchases
If you have any suggestions about something you would like to see added, please don’t hesitate to request it…
In order to really optimize money, you need to make sure to make smart decisions about what you buy. One of the best ways of doing this is to read reviews. Naturally, we want more information [...]
Don’t Overdo Home Renovations in a Down Market
HGTV will inspire you to add granite countertops, install top of the line stainless steel appliances, and overhaul you bathrooms, however, now more than ever, this may be a bad idea. The subprime lending crisis continues to drag down housing prices no matter how gorgeous your newly remodeled kitchen is. According to the National Association [...]
Creating a Budget
Anybody – no matter what point in your life you are at – should create a monthly budget. A budget is the one big step you can take, to take control of your financial future. Until you realize where your money is going, (or isn’t going), will you be able to start paying down [...]
