Credit Cards
Jump Start Your Savings
Back in April, I wrote an article about Jump Starting Your Frugality, and it has seemingly been well received. Now we are going to approach this from another angle: Savings!
Getting your savings in order is a tricky thing…It’s just enough ‘out of sight, out of mind’ that you can easily dismiss it throughout the day [...]
You Deserve a Luxurious Vacation…Let Me Finance It For You
Today, I receive an email from CitiFinancial. This isn’t rare, being they send email to current and past customers at an annoying frequency. As you can tell from the text of the email (pasted below), Citi is offering a loan in order to finance a vacation. We all know financing a vacation is a horrible idea, [...]
My Credit Card Interest Rate Raised for No Reason
Credit card companies are coming under fire lately, and in our opinion, deservedly so. Credit cards of all kinds are now taking advantage of the 10 pages of fine print you agree to when signing up for a new card, which gives them the rights to basically do whatever they wish to your interest rate. [...]
Use Credit Card Rewards Programs to Save for Retirement
Participating in your employers 401(k) match program allows for a great way to accelerate your retirement savings, but have you ever considered using your credit card rewards program as a means to save? Although rewards programs are all over the map in their offerings, certain programs present a great way to add to your future [...]
Simple Ways to Boost Your Credit Score
Improving and maintaining your credit score is one of the best ways to qualify for lower interest rates, acquire credit, and reduced insurance premiums. However, the majority of us don’t keep a close enough eye on our credit scores and frankly probably don’t understand them. How your credit score is actually determined is [...]
United State’s Newest Epidemic - Insufficient Financial Literacy
Opinion -
Congress, regulators, and the financial services industry are pointing fingers at each other in an attempt to pass the blame regarding who is at fault for our current credit crisis. In reality, everyone probably shares a piece of the blame; however, to leave a lack of sound financial literacy out of the equation [...]
Jump Start Your Frugality
We hear from a good number of people that they would like to have more money. Not just have more, but make more. They talk about the need to get a better paying job, how they can barely afford to pay the bills and if only they made more money every month, [...]
Visa Gift Card Lab Has Custom Logos
As we see, quite a few of our colleagues have had contests on their blogs, we thought that now might be a good opportunity to present an interesting idea…Give away a visa gift card with your blog with your websites logo on it! This would provide the winner to have not only a tangible thing from winning, but it [...]
Don’t Pay Interest on Items that Lose Value
Our desire to want and consume can cloud our ability to think logically when it comes to making wise financial purchases. Don’t pay interest on items that lose value – something we can all agree makes sense, but most likely many of us are currently engaging in. Store credits, no interest credit card offers, and [...]
Five Common Money Mistakes to Avoid
Anyone reading this article is probably already ahead of the financial game. Just by showing an interest and initiative tells us that you put more thought into your financial decisions compared to your peers. However, are you making money mistakes without realizing it? We are willing to be that many of you are guilty of one [...]
