credit score
Jump Start Your Savings
Back in April, I wrote an article about Jump Starting Your Frugality, and it has seemingly been well received. Now we are going to approach this from another angle: Savings!
Getting your savings in order is a tricky thing…It’s just enough ‘out of sight, out of mind’ that you can easily dismiss it throughout the day [...]
Prosper.com Concerns
Prosper.com has some interesting notions to it that make it unique in the borrowing/lending market. If you have some extra money, you can lend it out and make a return (hopefully) or if your credit is bad, you can get a loan for a badly needed loan that you might not get otherwise, due [...]
My Credit Card Interest Rate Raised for No Reason
Credit card companies are coming under fire lately, and in our opinion, deservedly so. Credit cards of all kinds are now taking advantage of the 10 pages of fine print you agree to when signing up for a new card, which gives them the rights to basically do whatever they wish to your interest rate. [...]
Use Credit Card Rewards Programs to Save for Retirement
Participating in your employers 401(k) match program allows for a great way to accelerate your retirement savings, but have you ever considered using your credit card rewards program as a means to save? Although rewards programs are all over the map in their offerings, certain programs present a great way to add to your future [...]
Simple Ways to Boost Your Credit Score
Improving and maintaining your credit score is one of the best ways to qualify for lower interest rates, acquire credit, and reduced insurance premiums. However, the majority of us don’t keep a close enough eye on our credit scores and frankly probably don’t understand them. How your credit score is actually determined is [...]
Jump Start Your Frugality
We hear from a good number of people that they would like to have more money. Not just have more, but make more. They talk about the need to get a better paying job, how they can barely afford to pay the bills and if only they made more money every month, [...]
Rare Opportunity - Interest Rate Cuts and Private Student Loans
MilkYourMoney.com has received an increasing amount of traffic directed to an earlier post titled, “How Do the Federal Interest Rate Cuts Affect My Student Loans,” in recent days and with good reason. The Federal Funds Rate has been dramatically reduced in the last couple of months, which has adjusted borrower’s monthly payments for nearly every [...]
Top Ten Reasons to Use Online Bill Pay
It’s strange how the conveniences in our lives continually improve but we seem to constantly be on the run with more things to do. We no longer have to go to the store to rent movies, we can now have our groceries delivered to our door, and we can even hire life coaches to take [...]
