9 Recession Proof Jobs
So you are job hunting…in a recession? Believe it or not there is quite a selection of options that are in the category of being what everyone needs. What are some things that everyone needs in a depressed economy like this one? People have to eat and the global population is steadily increasing. People will not be buying new cars they are going to be repairing their old ones. Family veterinarians will also need to be accessible as family pets will never go by the way side. We want you to keep these things in mind as you do searches to improve your chances of success.
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Cutting Monthly Bills Out of Your Budget
Give yourself a raise and cut unnecessary monthly expenses out of your budget. Saving approximately $200/month is similar to getting a $5,000 raise when you consider taxes and other miscellaneous paycheck deductions. This may seem like a good, but unrealistic idea–perhaps, but at least look at your expenses and see if you can cut some of the following monthly money drainers.
Netflix. What?! Don’t take away my movies! I know how exciting a movie in your mailbox may make you when you come home for work, but how happy are you shelling out $20+ a month? Movies are great, don’t get me wrong, but there are better and cheaper methods for renting them. I’m still a huge fan of Redbox. Check out their website and see if one of their boxes is close to your home. Movies are $.99 and free on Mondays. Some things are worth repeating, Redbox movies are $.99 and free on Mondays. Are you watching 20+ movies a month with Netflix? We would never pay for way more food than we could possibly eat month after month, why are videos any different?
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How To Find a Job
You might have a job right now that you love. Or you might have one that you hate. Worse still you might not even have one and really need one. Either way the following is going to help you immensely. By the end of the year its very likely that unemployment will be at 10%…Lets get started.
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Spending Money During the WorkWeek
I’m always amazed at the amount of money people manage to spend during their busy workweeks. In fact, many of us have to actually go out of our way in order to purchase something on Monday-Friday. I know that what I’m going to say is unrealistic for some, but it’s rare for my wife and I to spend any money during the work week. Really, there isn’t a reason to.
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Is Your Laptop Sucking Money Out of Your Wallet?
Many homes have since ditched the once traditional concept of a desktop computer and primarily use a laptop for their computing needs. While I love our laptop for browsing while vegging on the couch, I still enjoy having a powerful desktop, but that is beside the point. What many of us probably don’t know about our laptops is how to properly use them to get the most of out of its energy consumption and battery longevity.
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3 Tips to Save You Money in Your Daily Routine
If you are like many people these days, you have an established routine that takes you to certain places and spending money in the same ways. With the current economic climate, it can be easy to fall into negative spending patterns that slowly spend large amounts of money over time. What follows is a brief list of ways you can decrease your daily spending and have more money to put away. Over time, you will see a big difference in what you spend and change some habits that may be getting in the way of you making the most of your money.
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MLB Opening Day Offers a Summer of Affordable Entertainment
It’s likely that Ben won’t even read this article because baseball puts him to sleep, but I have to give my thoughts on the start of another long baseball season. I hate to admit the amount of time I spend each summer watching baseball, but it’s really something I enjoy and I’m lucky because it’s one of the cheaper sports to watch—especially this year, as teams are slashing ticket prices in an attempt to fill the seats.
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Announcement: MYM Jobs is Here!
For the past month, MYM has taken on the endeavor of creating a site that allows for potential employees and employer hunters to join up. With the astonishing unemployment rate continuing to raise and the unaffordable and saturated job sites that currently exist, we hope MYM Jobs can provide a framework for job seekers to stand out by narrowing the number of applicants and personalizing the application process. We are pleased with the project thus far and are excited about the number of jobs already posted. We would love for you to share this site with employers and job seekers and if you have any specific comments or suggestions, please feel free to leave them here or simply email us at Jobs@MilkYourMoney.com.
The site can be found at http://milkyourmoney.com/jobs/ or by going through the link at the top right of this page. Naturally, clicking the image above will take you as well. Happy hunting!
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How the Tax System Works
The biggest expense you will ever have is taxes, which is a fortunate, but unfortunate cost. Most of you have probably already filed your 2008 taxes and now will not even speak the word “tax” until next year. While I understand your distaste for the process, this is exactly what you should not do; tax preparation is more important than the actual tax filing process. A little tax planning can put more money into your pocket and less money into the Federal Governments. In order to properly plan your taxes, it is important to understand how the tax system works.
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How to Reduce Your Cell Phone Bill
It’s a little ridiculous to think we can live without a cell phone anymore, but we can live without the $100 + bills we all receive from our providers each month. If you use your phone multiple times everyday, this idea isn’t for you, but if you’re like me and your cell phone is rarely used and mostly the reason you wear a belt, then consider switching to a prepaid/pay-as-you-go service. I expect I will lower my bill, which has two phones on it, by 60%.
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Freeze Your Credit
This is a guest post by John Sileo who is the author of ThinkLikeASpy.com
Freezing your credit is the number one way to protect your financial identity from theft. Had I frozen my credit, neither of my cases of identity theft would have happened and I wouldn’t be an identity theft speaker today. A woman wouldn’t have used my name and credit to buy a home in Ohio and my business partner wouldn’t have used my name to commit $300,000 worth of crimes that nearly landed me in jail.
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Save Money on Have-to-Have Items
There always seems to be at least one item that we desperately want. Whether it’s a book, electronic device, or clothes—some things are have-to-have. Rather than rushing out to the mall to fulfill your cravings, try some of these methods that will save you some money.
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Proof of Monster Cable Scam
There seems to be no end in sight with big retailers touting the benefits to over priced cables like Monster. It has been said over and over again that there is no need to buy cables in the fancy packaging. What many of the stores do is have a display that shows the “Monster Difference.” Upon closer inspection, there is no comparison between two equally rated cables, with different shielding; one would be HDMI and the other would be a form barely above RF modulator. Monster Cable also has the “awesome” business model to say that you can get different speeds out of different cables: C’mon! How do you sleep at night with all the lies?
Check out this report as well.
The latest is still being done at Fry’s Electronic Store: where one TV had an HDMI connection going up against what looks like S-Video. Tsk tsk Frys…
I would love to hear someone try and defend these cables as a worthy expense. Keep in mind that I do believe in decent shielding over longer distances…
[Thanks Engadget]
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Vuze And Other Free Media Software
I can’t remember if I told you all this, but the Misses and I don’t currently subscribe to any sort of cable TV provider. I’ll let that sink in and again explain it a different way: The only TV that we watch at our house is through a digital antenna that jacks in to our digital tuner on our (Costco HD TV).
I can imagine at this point you are thinking “Wow, they live in a cave,” but we really don’t. We get plenty from just over-the-air and a nice supplement of a little NetFlix subscription. I have on more American tragedy to lay on you as well…
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Senator Dodd Allows AIG to Recieve Bonuses
Wolf Blitzer tries to pin some blame on Senator Dodd (D-CT), who is the Senate Banking Chairman, who admits to taking out a provision in the recently passed stimulus bill that would have prevented AIG from receiving the recent contentious bonsues. Sen. Dodd claims the Treasury Department, through his Congressional staff, asked him to strike the language. His backpedaling is weak when he says “Sorry for the confusion…” because his earlier statement seems pretty clear. Sen. Dodd is a long standing member of the Senate and is charing the committee with jurisidcion of fixing our financial regulatory structure.
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