You Deserve a Luxurious Vacation…Let Me Finance It For You
Today, I receive an email from CitiFinancial. This isn’t rare, being they send email to current and past customers at an annoying frequency. As you can tell from the text of the email (pasted below), Citi is offering a loan in order to finance a vacation. We all know financing a vacation is a horrible idea, [...]
Financial Cartoons to Share
Gleaned from around the web, feel free to share these…
Enjoy and be sure to share!
How Much Are HDMI Cables?
In my seemingly endless travels in doing research for competitive prices of audio/visual equipment, I came across an interesting little revelation. It is a waste of money to pay the inflated prices of name brand HDMI cables. (HDMI stands for High-Definition Multimedia Interface and is used for almost all HD signals these days. [...]
Things to Consider When Purchasing a Car
Many vehicle owners think they are ahead of the game when they trade in their car after 3-5 years of ownership. By doing so, the owner thinks they can avoid the high cost maintenance that comes with older cars. This thought process makes sense for a second, but that’s about it. Generally, [...]
25 Biggest Real Estate Mistakes
Right before I left work today, I read an interesting article at Bible Money Matters, that couldn’t have come at a better time for me. Peter expands upon the notion that purchasing a home, especially for first timers, is a long, complicated and inevitably full of hidden costs. Some of these I had [...]
Should We Worry About Inflation?
Today, the Washington Post reported that, “prices have risen 9.2 percent since 2006 for the groceries, gasoline, health care and other basics that a middle-income American family has little choice but to consume.” Usually I would be happy with a 9.2% raise, but apparently, Americans need this just to keep pace with purchasing everyday essentials. [...]
Why Living Paycheck to Paycheck is a Good Thing
You’ve heard the story – living paycheck-to-paycheck is bad thing that only prevents you from getting ahead. I beg to differ; paycheck-to-paycheck living in many ways, is a good thing that can encourage proper budgeting, saving and conservative spending. Let’s be realistic, the majority of us do anticipate and need our next paycheck to make [...]
Five Common Money Mistakes to Avoid
Anyone reading this article is probably already ahead of the financial game. Just by showing an interest and initiative tells us that you put more thought into your financial decisions compared to your peers. However, are you making money mistakes without realizing it? We are willing to be that many of you are guilty of one [...]
Where do you Purchase your Contact Lenses?
Until recently, I had no idea how much I have been overpaying for my contact lenses. I pay about $4/month for PSP eye insurance through my wife’s employer, which is one of the most common eye insurers. Like many plans, ours allows each of us about $120 a year that can either go towards contacts [...]
Importance of Reading Reviews Before Purchases
If you have any suggestions about something you would like to see added, please don’t hesitate to request it…
In order to really optimize money, you need to make sure to make smart decisions about what you buy. One of the best ways of doing this is to read reviews. Naturally, we want more information [...]
Wachovia’s “Way2Save” and Bank of America’s “Keep the Change” Saving Programs
The personal savings rate in the United States is around 1%, an embarrassing number for one of the richest countries in the world. Why aren’t we following the saving generations that came before us? We can think of a few reasons: ARM mortgages, easy access to credit, ipods, 5+ year car loans, and rising college [...]
